SP has worked everywhere for my NFCU card except Walmart. They force me to use the chip on the card instead of swiping. I have gotten the card declined when I used Android Pay. After speaking with customer service, they blamed it on Visa, did something with my account and haven't had issues since then. Fingers are still crossed...
I haven't been able to get it to work lately at walmart even through self checkout. It beeps I put in credit or debt then say unable to read card I have BOA
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