Has the chip issue been a problem for anyone or is it no longer an issue? I'm a new Samsung Pay user and I've read the issue with MST failing on chipped cards since some stores require the chip if the card has one. All my cards (and I'm sure all cards by now) have chips so this is a serious issue with Samsung Pay working where Apple Pay doesn't work...
OK so if you have a problem with your chip card. What we have found was to sign your card on the app and you should have no problem I have used it this way and without no problems here.
Open up the app either way by swiping or opening the app then select card and slide down you will see signature then sign the card. Let us know of that helped you
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