Which Insurance for Turbo?

[ffactoryxx]

I am looking at adding insurance to my Turbo and there are so many options my head hurts.

Can anyone chime in on experience which each? Only ever had Verizon insurance directly but $9/month and $149 deductible is a lot.

Protect Your Bubble
Motorola Warranty, Motorola Insurance, Motorola Protection Plan
$5.99/month - $50 Deductible - Covers everything including Loss/Theft
Estimate Total $193 - 2 years plus one claim

SquareTrade
$99/2 years - $75 Deductible - Covers everything except theft or loss.
Estimate Total $174 - 2 years plus one claim

Any suggestions?

 

[ibcop]

I am looking at adding insurance to my Turbo and there are so many options my head hurts.

Can anyone chime in on experience which each? Only ever had Verizon insurance directly but $9/month and $149 deductible is a lot.

Protect Your Bubble
Motorola Warranty, Motorola Insurance, Motorola Protection Plan
$5.99/month - $50 Deductible - Covers everything including Loss/Theft
Estimate Total $193 - 2 years plus one claim

SquareTrade
$99/2 years - $75 Deductible - Covers everything except theft or loss.
Estimate Total $174 - 2 years plus one claim

Any suggestions?

Never used Protect Your Bubble but for the 19 buck difference between them and SqaureTrade I'd go with Bubble as they cover loss/theft.

Have you compared the Verizon plans? I am looking to add a warranty myself.

 

[hal1]

I think you only need the loss/damage type as opposed to the complete package which includes warranty defects as the phone already has a 1 year mfg warranty for defective type stuff, and remember many credit card purchases even double the manufacturer warranty up to 2 years.

Posted via the Android Central App

 

[dungoyle]

Care, and Dumb Luck. It has served me well for decades. If I ever do experience a catastrophic event requiring me to replace my phone out of pocket, the money I've saved from not paying for insurance premiums will cover the cost. Yes, I realize that's a little flippant, but it isn't meant to be derogatory to anyone who pays for insurance. Nothing beats having insurance when you need it; that's the only time it becomes tangible.

On a more helpful note, since this topic has already come up before, you may wish to read this thread: http://forums.androidcentral.com/mo...ht-what-best-phone-insurance.html#post4002254

It contains a post that reads, in part, that Motorola offers:

insurance on the 2014 X which is $85, covers you for 2 years against anything *but* a lost device. $39 deductible and a 3 claim maximum.

 

[ffactoryxx]

Its still $149 Deductible through Verizon and $7.15/month for loss/theft protection.

 

[ffactoryxx]

I think you only need the loss/damage type as opposed to the complete package which includes warranty defects as the phone already has a 1 year mfg warranty for defective type stuff, and remember many credit card purchases even double the manufacturer warranty up to 2 years.

Posted via the Android Central App

Its still $7.15/month for Loss/Theft Protection and $149 deductible.

I might have extended Warranty through my Chase Sapphire Card. I signed up for 2 year Edge Plan with Verizion and just paid my first bill with my Card. Does this qualify me or would I have had to buy the phone outright with Chase Card?

 

[hal1]

Probably not, it needs to actually be purchased and paid for on your card.

Posted via the Android Central App

 

[ckelly33]

I'm pretty sure that Bubble doesn't cover loss/theft - at least I cannot find that they do on their site. THe first comparison graph would say so (as it does for carrier insurance). Given that, I'd go for Squaretrade.

 

[Randino77]

Haven't needed them yet, but I went with squaretrade

Posted via the Android Central App

 

[ffactoryxx]

Does Squaretrade work with a phone that is on Edge (24 payment plan)