Which Messages App works best?

I use Google Messages. I like the integration with Google, sending money, most of the other Google features integrated into it and the RCS. I also especially like that I can have it on my laptop and text from my laptop as well as read incoming texts on my laptop.

But it is definitely true that Textra adds far more and better customization options.
 
Sorry for the noob question here but what's wrong with Samsung's stock messaging app? Why are peopling using Textra, WhatsApp, etc?
 

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