Will Rooted Nougat kill android pay?

SIM unlocking does not disable Android Pay, unlocking the bootloader does.

Depending on the phone, there are kernels that block reporting of the unlocked bootloader so Android Pay will work. There are a few for my Pixel XL. Then there is Chainfire's suhide or RootSwitch also for the Pixel XL that can help block root.
 

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