Someone please correct me if I am wrong, but I do believe that on the Droid 1 Geo tagging was automatic even with GPS off. I think that the phone used the location service from the cell towers (sorry but I do not recall what that is called).
I have both phones, and I have tested it. The Droid 1 tags the photo with a location that I believe is the cell tower. It is off by about a mile sometimes. No location information is included with the Fascinate photo.
I am very frustrated by this, espically since I have heard from others that geo tagging is a listed feature of the phone.
Complaining here is good because people often come up with solutions. I would like to point out this either Samsung or to Verizon. Where would this squeaky wheel get the most grease?