Android pay does not work

A

AC Question

I have a Samsung Alpha with Android pay installed. I have 3 cards that have been verified with the banks. When trying to use it I get a message "no transaction". Have tried at Mcdonalds (many times), and BestBuy. I have changed default cards, no help. NFC is turned on. What am I doing wrong? Does the store have to select anything on their end in order for it to work?
 

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