I'm considering getting the Note mainly for studying for the CFA exam because I can get the PDF version of the study guides and practice exams for free and the physical books are hundreds of dollars. Do you think this will be the best tablet for this sort of function (studying, taking notes, taking practice exams in PDF format)? Are the S Pen and the multitasking features just novelties that can easily be replaced by buying a stylus and using "OverSkreen"? Are other tablets like the transformer better for studying and taking notes because of the keyboard dock? I'm also interested in the upcoming Surface because it will have the flip out keyboard and run a full version of Windows. What would you get?