Why do I still have contact and sim card error?

A

AC Question

I'm on Samsung s3, recently an error started occuring, the message "Contact has stopped" shows up even when I'm not trying to dial a number, I tried clearing data, restoring factory settings and even got a software format, but the error remains. Also every time I try to chose which contacts to display it says: sim card initializing.
I removed the aim card to test if it is causing the problem, but same error appeared. Could it be an app (I actually reinstalled all the apps I had before the software format )? Should I format ny software again or simply uninstall everything and reinstall one by one?
 

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