11-04-2014 09:55 AM
42 12
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  1. RamonJr17's Avatar
    So who here has insured their note 4?
    insurance in sydney is charging me $10 a month for insurance
    11-01-2014 11:22 PM
  2. noordzy77's Avatar
    I insured mine. I did Verizon Edge, tbh I'm surprised I had the option not to. It's just too risky IMHO. I can't afford to drop $700 to replace it should something happen.

    sent from my Note 4 using Tapatalk
    11-01-2014 11:49 PM
  3. Yogi217's Avatar
    With the screen protector debauchery, I am thinking of doing squartrade and not using one.
    11-01-2014 11:52 PM
  4. Tabbiel1989's Avatar
    I'm using squaretrade, which covers everything except stolen or missing phone.

    Posted via the Android Central App
    11-02-2014 12:04 AM
  5. noordzy77's Avatar
    What is squartrade? I insure through Asurion via Verizon.

    sent from my Note 4 using Tapatalk
    11-02-2014 12:59 AM
  6. stackberry369's Avatar
    So who here has insured their note 4?
    insurance in sydney is charging me $10 a month for insurance
    11/month for TEP ON sprint

    Posted via the Galaxy Note 4
    11-02-2014 01:02 AM
  7. qbnkelt's Avatar
    I insured mine. I love my baby. Taking GOOD care of him.


    Sent from my SEXY GORGEOUS AWESOME GOLD 128G iPhone 6
    11-02-2014 08:39 AM
  8. raqball's Avatar
    Add me to the Square Trade list.

    $5 a month can't be beat and remember this is an $800 phone.

    I'm my case I paid full price which ended up being north of $850 after tax..
    11-02-2014 08:56 AM
  9. mhunter6378's Avatar
    While I have gotten it yet, I plan on getting the Samsung Protection Plan. Cost is pretty comparable to the others, deductible is reasonable and offers the coverage that I want. Seems like a no muss no fuss solution for me.
    11-02-2014 09:16 AM
  10. GalaxyOnyxWitch's Avatar
    I will be going with my carrier. They offer 99.00 for the second year. Deductible is reasonable for damage. at 900.00 bought outright, it would be sickening to have to replace it.
    11-02-2014 09:22 AM
  11. soldier45's Avatar
    Yes, insured both my phones for $9 a month. $200 deductible to get a new one. Used it once last year. Worth it.
    11-02-2014 09:37 AM
  12. GPtimes2's Avatar
    I never buy phone insurance or extended warranties for anything. Unless you determine you're at higher risk for losing or damaging your phone than most, you're just wasting your money. Me and my wife are about 6 years into cell phones without the need, so were about $1400 to the good. So even IF (and that's a big if) we lost or broke one, we could replace it and still be ahead. Add up all the money you would be to the good in your lifetime from these type of expenses and you can buy a big boat (or whatever) when you retire.
    yorusama likes this.
    11-02-2014 09:39 AM
  13. raqball's Avatar
    Square Trade = $5 a month or a whopping $60 a year.. I'll gladly pay that to cover an $800 phone that with one slip of hand can be destroyed.

    I'm not sure what kind of boat I can get for $60 bucks but I'm guessing I wouldn't want to go out in the open sea on it..

    My .02
    yorusama likes this.
    11-02-2014 09:45 AM
  14. GPtimes2's Avatar
    Square Trade = $5 a month or a whopping $60 a year.. I'll gladly pay that to cover an $800 phone that with one slip of hand can be destroyed.

    I'm not sure what kind of boat I can get for $60 bucks but I'm guessing I wouldn't want to go out in the open sea on it..
    My .02
    I think you may have missed the concept of a lifetime of not wasting your money. Not just one year for cell phone. And I also indicated that high risk people (maybe clumsy phone droppers) may need insurance. It's a lifetime attitude that will save most people big bucks in the long term. Once you look back after a few years of savings, you will feel pretty good about it. My .02
    yorusama likes this.
    11-02-2014 09:56 AM
  15. Yogi217's Avatar
    Square Trade = $5 a month or a whopping $60 a year.. I'll gladly pay that to cover an $800 phone that with one slip of hand can be destroyed.

    I'm not sure what kind of boat I can get for $60 bucks but I'm guessing I wouldn't want to go out in the open sea on it..

    My .02
    I'm thinking of going this route too. I usually keep devices for about 12-14 months, so $60/70 is less than 10% of the replacement cost.
    yorusama likes this.
    11-02-2014 09:58 AM
  16. raqball's Avatar
    I think you may have missed the concept of a lifetime of not wasting your money. Not just one year for cell phone. And I also indicated that high risk people (maybe clumsy phone droppers) may need insurance. It's a lifetime attitude that will save most people big bucks in the long term. Once you look back after a few years of savings, you will feel pretty good about it. My .02
    A waste of money over a lifetime? LOL

    I waste far more than $5 a month on junk and garbage I don't need..

    If you are that strapped for cash then skip the morning Starbucks one day a month = problem soved..
    yorusama likes this.
    11-02-2014 10:02 AM
  17. raqball's Avatar
    I'm thinking of going this route too. I usually keep devices for about 12-14 months, so $60/70 is less than 10% of the replacement cost.
    Egg-zach-wee
    yorusama likes this.
    11-02-2014 10:05 AM
  18. GPtimes2's Avatar
    Say what you want, but
    11-02-2014 10:26 AM
  19. raqball's Avatar
    Say what you want, but
    Am I suppose to be impressed?

    I'm 49 and retired 5 years ago.. Maybe I have a boat, maybe I have a house, maybe I have several cars or maybe I don't. None of that is relevant to spending a whopping $5 a month to protect a phone..

    Anyway you appear intent on putting users down who wish to protect their purchase. I don't get it but whatever.
    11-02-2014 10:40 AM
  20. GPtimes2's Avatar
    I apologize for coming off that way. I also felt put down by you. I just think it is bad spent money.
    yorusama likes this.
    11-02-2014 10:46 AM
  21. LegalAmerican's Avatar
    I'm confused by what that boat is supposed to represent. I can get a boat if I don't insure my phone? Can I not also get a boat if I DO insure my phone? Is that a question they ask when you try to purchase watercraft?

    I think the message is if you don't waste money, you can afford cool things. The problem is, 'wasting' is relative as is 'cool things'. Cause I'd say if you didn't waste money on a boat, you could afford season tickets to your favorite baseball, basketball, or football team.
    raqball likes this.
    11-02-2014 10:56 AM
  22. GPtimes2's Avatar
    The message is that warranties are not advetagous to your lifetime expendatures.
    yorusama likes this.
    11-02-2014 11:04 AM
  23. lsmachado's Avatar
    I am considering going with Square Trade as well. I'm currently using Asurion through at&t. I received a mailer from Asurion sometime over the summer stating that the deductibles are being reduced to $99.00 if you have not filed a claim in 12 months or more. Well, I haven't filed any claims in over 10 years (back in the flip phone days, lol). I'm paying around $7.00 per month, I think, so the Square Trade sounds pretty good.

    The only thing that worries me is the fact that they do not cover loss or theft. I've never had a phone stolen or lost, but you never know. It could be pretty hard to come up with the funds for the purchase of a new device at full retail. Since I am on Next with at&t, if that happened, it would probably be cheaper to finish paying off the phone and use a backup until I can get another phone.

    When I was researching their website, it seemed to me that if a replacement device is needed, they issue a check for the cost of the phone so you can simply purchase a new device. Is this correct, or do they issue a new or refurbished device to you?

    I'm just kind of torn as to which route to take with this. The only thing I'm sure of at this point is that I don't want to be without some kind of insurance.

    Posted via the Android Central App on my awesome Note 4
    yorusama likes this.
    11-02-2014 11:05 AM
  24. raqball's Avatar
    I've only used Square Trade once and that was a few years ago. They sent a brand new phone in the original packaging.

    I think they only send a check if they don't have your specific device in stock..
    11-02-2014 11:30 AM
  25. Yogi217's Avatar
    As far as value, I wonder what the best option is:

    1: buy a case and screen protector (maybe $50 for both? But if the screen or phone still breaks, sol and still pay $800 to replace)

    Or

    2: sign up for insurance and go naked ($60 for one year*, only pay additional $75 IF needed)

    *only saying a year because I usually change phones after a year.
    11-02-2014 01:09 PM
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