What's nice about a little bit of time before the phone arrives is to figure out how to cover all your bases. After getting this sweet baby, and spending time with cases, the last thing is to have something go wrong whether a scratch, crack, or the unexpected overheated battery.
Square Trade I have never used but it is $99 for two years (they have no coverage for loss or theft).
Pros: you can pay monthly, cheapest, great reputation for 3 to 5 day turnaround, can stop at any time too $75 deductible
Cons: you are without your phone if something should happen, you have to mail it to them, no coverage for loss or theft
Best Buy: $160 for any damage over the two-year period. $250 to cover loss and theft.
Pros: you can pay all at once or you can do it monthly (you save about $30 if you pay the $160), they give you a phone to use while yours is being fixed, option for loss and theft.
Cons: I believe they have a three claim maximum, but I need to check this. If you make three claims on the phone two years you may want another phone. A little pricier
AT&T
Pros $6.99 a month will cover scratch or damage, I believe $10.99 to cover loss or theft Nice to spread it out month by month on your bill. It doesn't hit you all at once on April 10.
Cons: a $150 deductible for the first six months. Very steep! Also they reserve the right to give you a refurbished phone rather than a brand-new one. No discount to pay the whole two-year plan at once.
All of these you have 30 days from the date of purchase. Has anyone else given much thought to insurance on this phone or are you going to roll the dice? I have had AT&T twice and Best Buy twice but never had to make a claim, with this much glass on the edge I'm either going to wrap that up like Fort Knox or I'm going to make sure that I protected it. Funny thing is that it is so beautiful of the phone that this is the first time I am more concerned with theft than I am any other phone I've had. Not quite like a iPhone six points that stands out, but it is a nice looking piece of hardware.
There are also applications or software to protect your phone should somebody steal it or if you lose it, but I now turn it over to you... Thoughts?
Square Trade I have never used but it is $99 for two years (they have no coverage for loss or theft).
Pros: you can pay monthly, cheapest, great reputation for 3 to 5 day turnaround, can stop at any time too $75 deductible
Cons: you are without your phone if something should happen, you have to mail it to them, no coverage for loss or theft
Best Buy: $160 for any damage over the two-year period. $250 to cover loss and theft.
Pros: you can pay all at once or you can do it monthly (you save about $30 if you pay the $160), they give you a phone to use while yours is being fixed, option for loss and theft.
Cons: I believe they have a three claim maximum, but I need to check this. If you make three claims on the phone two years you may want another phone. A little pricier
AT&T
Pros $6.99 a month will cover scratch or damage, I believe $10.99 to cover loss or theft Nice to spread it out month by month on your bill. It doesn't hit you all at once on April 10.
Cons: a $150 deductible for the first six months. Very steep! Also they reserve the right to give you a refurbished phone rather than a brand-new one. No discount to pay the whole two-year plan at once.
All of these you have 30 days from the date of purchase. Has anyone else given much thought to insurance on this phone or are you going to roll the dice? I have had AT&T twice and Best Buy twice but never had to make a claim, with this much glass on the edge I'm either going to wrap that up like Fort Knox or I'm going to make sure that I protected it. Funny thing is that it is so beautiful of the phone that this is the first time I am more concerned with theft than I am any other phone I've had. Not quite like a iPhone six points that stands out, but it is a nice looking piece of hardware.
There are also applications or software to protect your phone should somebody steal it or if you lose it, but I now turn it over to you... Thoughts?
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