What insurance did you choose?

[steelers1]

As I'm down to the last couple days to decide on what insurance to choose. I've narrowed it down to Samsung premium care or squaretrade. Samsungs is twice as much but I like the idea of getting a phone the next day. I've haven't gotten insurance on my last couple of phones but I feel this phone is a little to pricey and fragile to go with out. I've actually been lucky and never broke a phone before but as I get older I seem to get clumsier. I probably will only use this phone till the note 8 comes out. What I'm most curious about is feedback on claims with squaretrade on phones. I've used them before but not with a phone. I see quite a few negative reviews online. So have you ever had to make a claim with squaretrade on a phone and how did it go?

 

[amyf27]

I have tmobile Jump.

 

[jacker]

T-Mobile jump as well

 

[amyf27]

T-Mobile jump as well

What's funny is it says I'm eligible for a jump online lol. Supposed to have the 8plus half paid off first

 

[jacker]

I'm jumping as soon as the note 8 gets officially revealed.

THAT'S A PROMISE!

and I've only used insurance twice. And that's going back 14 years with Sprint (ugh) and 4 with T-Mobile.

Now I have warrantied my phone with T-Mobile 5 or 6 times but each time it only cost me 5 bucks.

 

[Gary02468]

I self-insure. Each month, instead of paying an insurance premium, I set aside $10 in case I ever break a phone (hasn't happened yet). I've been doing that for seven years, so I've now saved $840 that I would otherwise have given away to an insurance company.

 

[sparkeater79]

Verizon loss or damage replace for $7.15 a month and $149 deductible.

I cracked my ip7 screen almost right after the deadline for me to buy applecare+. So i am not messing around this time.

 

[trucksmoveamerica#AC]

Verizon loss or damage replace for $7.15 a month and $149 deductible.

I cracked my ip7 screen almost right after the deadline for me to buy applecare+. So i am not messing around this time.

Is that $149 deductible for either S8?

 

[Almeuit]

None.

 

[m3lover1]

None

 

[jlangner]

Samsung

 

[sparkeater79]

Is that $149 deductible for either S8?

Yes

Actually I guess I don't know for sure as I have the s8 and didn't inquire about the s8+

 

[trucksmoveamerica#AC]

Yes

Actually I guess I don't know for sure as I have the s8 and didn't inquire about the s8+ //uploads.tapatalk-cdn.com/20170520/5b8fdb336684e97f8c68ac53a2af84ff.jpg

Thought I read the S8 plus is $199 deductible. Just keep getting conflicting answers.

 

[Ca_lvn]

Square trade $69 for a year $99 deductible

 

[sweetypie31]

I went with the best buy one for 11.99 a month. I normally just keep asurion through att. I probably should have just kept that. Getting my phone through best buy was an experience that I probably won't do again.

 

[Ca_lvn]

I'll toss this out again incase anyone is interested in Square Trade promo code Phone20 if it still works $20 off

 

[anon(9918034)]

Went with Samsung's complete care, 11.99 a moth $99 deductible. I hate carrier insurance especially since they have the highest deductibles.

 

[mcaspe1]

Square trade. $119/2yrs

 

[sparkeater79]

Went with Samsung's complete care, 11.99 a moth $99 deductible. I hate carrier insurance especially since they have the highest deductibles.

The deductible only matters if you break or lose it. I usually do pretty well with my phones but I did crack my ip7 after a couple months. So i am a little nervous not having some kind of protection on my galaxy s8.

I was crunching the numbers between your plan and mine. Your Samsung insurance might have a little more benefits, like phone support etc, but mine has loss and breakage protection. My deductible is higher but I pay less each month. If you and I both paid the deductible 1 time for a replacement or repair , after a year I would pay a total of $234ish, while you would pay $243ish. Just wanted to throw that out there. Either way we are covered.

 

[Adam Frix]

Has anyone ever used Upsie?