OK, you can claim to know for sure. But I can't, and I don't have faith in people who claim they know for sure.
We all know a rumor and can guess based on previous practices, but we don't know for sure.
It's not rocket science to understand this.
We KNOW verizon's contract policies FOR SURE. They're well published and accessible. We also know, for sure, that Verizon offers EVERY device in their lineup for a no-commitment "Month to Month" price, and that you can sign up for contracted plans without signing a contract by choosing to pay retail for the phone.
So we KNOW FOR SURE that if a customer purchases a device for FULL RETAIL and doesn't sign a contract, they can cancel whatever plan they sign up for without worrying about early termination fees.
What we don't know:
-Retail cost of the Xoom
-Monthly plans for the Xoom
-If the Xoom "requires" a monthly plan to walk out the door with one
But none of those three options matters for the question at hand (will there be a termination fee if I cancel my Verizon month to month plan).
How is this still up in the air? Do you think that Verizon's going to change their month to month policy for ALL of their devices? Furthermore, how in the world could they require an ETF on a device they didn't subsidize and you didn't sign a contract for? The answer is that you CAN'T. Not only would it be publicity suicide for Verizon to make this change, but they would quickly be sued and have charges brought against them by the FCC. The can make it difficult for you to get this device without a contract, but they can't make it impossible.
We're not speculating here. We're going on well known facts about the company and their policies and avoiding any areas that are still unknown.