Chase Credit card uses NFC

[cdf3]

Today I laid my Galaxy Note II on top of my wallet. I was surprised when the NFC Task Launcher app I installed a while back popped up. I took everything out of my wallet and tapped each item one by one to figure out what was enabling the NFC chip on my phone to go off.
It turned out to be a Chase Credit card. I searched online and saw where Chase allows you to add your credit card to your phone to make payments at stores. Unfortunately it only supports the cities of Salt Lake City and Austin Texas.

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[friedtators]

i hear Austins nice. bags packed yet?......................... i hate it when good stuff is limited to an area i can not get to.

 

[jdub1981]

Which note 2 do you have? I read that google wallet didnt work on our phone because we lack a security feature. I know wallet can be MADE to work but it doesnt seem to be worth it if I can be digitally robbed by a passerby with an nfc scanner.

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[cdf3]

Which note 2 do you have? I read that google wallet didnt work on our phone because we lack a security feature. I know wallet can be MADE to work but it doesnt seem to be worth it if I can be digitally robbed by a passerby with an nfc scanner.

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I have the Verizon version. I haven't installed nor attempted to install Google Wallet because I heard it wasn't available.
I'm not sure how well a passerby could steal information using NFC with my device needing to be extremely close to the device it's transferring data to and from.

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[Eclipse2K]

I disabled the NFC technology on all of my credit cards including Chase. I think Chase calls it ?Blink" and its easy to fall victim to fraud. I called them and told them that I want a card without it.

Sent from my Samsung Galaxy Note II

 

[Internet_Tough_Guy]

A few notes regarding this feature:

1. Google Wallet is ONLY for phones OUTSIDE of the ATT, T-Mobile, Verizon Wireless networks. These 3 carriers have a competing product call ISIS that uses your phone's NFC for payment similar to Google Wallet and the Visa/Mastercard/Discover blink transaction concept. As a result these 3 carriers has locked Google Wallet's feature out of the phones. ISIS is only in 3 or 4 test markets now, no word on boarder rollout. I was gun-ho on using Google Wallet when I got my GN2 (on Tmobile), then found out that I couldn't use it b/c of the competing product. I'm all about these blink transactions and look forward to the day I don't have to carry my credit card around.

2. It's a common identity theft crime for theives to "bump" into your wallet or purse with a scanner that scans your credit cards that have these chips. If you don't use these features, the most common practice is to surgically remove that chip out of your card. Be careful not to mess with the standard strip that is used to swipe. You may always receive a card without a feature upon request (depending on your card issuer). Alternatively, there are also wallets and holders out there that prevent these scanners from getting through. At my work, I was issued a pass holder that does that, it's a PITA, b/c I have to take my pass out of my holder everytime to badge in to work.


3. Unless you have your NFC turned on all the time on your phone, I'm not sure how a scanner can get access to your phone. My advice is to only turn on NFC when you need it. Given the limited use of NFC products in the US, you likely will have it turned on on a as-needed basis. In other countries, they've rolled out NFC features as "fast passes" for public transportation and stuff, but same concept, turn it on only when you need it to minimize scanners out there looking for your info.

 

[jdub1981]

Yep Ive heard of the bump method for nfc but reallistcally it can be done from a further distance. All you need is the send and receive frequencies and a directional antenna. Using a rasberry pi and adjustable transmitter these things could sit in a briefcase and you just be near them to make a connection. I know it sounds like a lot but I work some of these types of devices and they are much smaller than think.

For some cool research google bluetooth sniper rifle. Using a pringles can as a directional antenna people can beam bluetooth signal at almost a mile. And this was a couple of years ago so it can only have gotten better.

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[jdub1981]

A few notes regarding this feature:

1. Google Wallet is ONLY for phones OUTSIDE of the ATT, T-Mobile, Verizon Wireless networks. These 3 carriers have a competing product call ISIS that uses your phone's NFC for payment similar to Google Wallet and the Visa/Mastercard/Discover blink transaction concept. As a result these 3 carriers has locked Google Wallet's feature out of the phones. ISIS is only in 3 or 4 test markets now, no word on boarder rollout. I was gun-ho on using Google Wallet when I got my GN2 (on Tmobile), then found out that I couldn't use it b/c of the competing product. I'm all about these blink transactions and look forward to the day I don't have to carry my credit card around.

2. It's a common identity theft crime for theives to "bump" into your wallet or purse with a scanner that scans your credit cards that have these chips. If you don't use these features, the most common practice is to surgically remove that chip out of your card. Be careful not to mess with the standard strip that is used to swipe. You may always receive a card without a feature upon request (depending on your card issuer). Alternatively, there are also wallets and holders out there that prevent these scanners from getting through. At my work, I was issued a pass holder that does that, it's a PITA, b/c I have to take my pass out of my holder everytime to badge in to work.


3. Unless you have your NFC turned on all the time on your phone, I'm not sure how a scanner can get access to your phone. My advice is to only turn on NFC when you need it. Given the limited use of NFC products in the US, you likely will have it turned on on a as-needed basis. In other countries, they've rolled out NFC features as "fast passes" for public transportation and stuff, but same concept, turn it on only when you need it to minimize scanners out there looking for your info.

Some debit and credit cards have a built in chip like you said. If it is something you will never use the common practive is to hit it with a hammer and some kind of chisel to destroy the chip. The magnetic swiper is still functional so you gain extra security by doing this.

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[Internet_Tough_Guy]

Some debit and credit cards have a built in chip like you said. If it is something you will never use the common practive is to hit it with a hammer and some kind of chisel to destroy the chip. The magnetic swiper is still functional so you gain extra security by doing this.

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haha! yeah, smashing it with a hammer is 10x faster than surgically removing it, which might take 10 mins or so, I like the hammer approach of "there's always 2 ways to remove a tooth!" (a fine drill, or a hammer)...lol