Downsides to buying AT&T version?

Someone mentioned the other day that AT&T versions don't come with McAffee antivirus... that's an upside though, not a downside.

Does make you wonder though if they also forego the other partnerships people may actually want... like Grammarly in Samsung keyboard or the Photoshop when you use pro mode on the S23 Ultra (I don't know if either of these are actually good things).
 

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