Ok for anyone having the same issue I thought I'd come back and tell you how I solved the issue.
All previous attempts at flashing sbf were done using Ubuntu and sbf_flash in the terminal.  I never got errors flashing this way but it was the only consistent difference between others success and my failure.  I could never get RSD lite to recognize the droid on my laptop.  I broke out an old XPsp3 desktop and installed RSD lite and the motorola drivers.  I flashed VRZ_A956_2.4.33_1FF_01.sbf and followed the rest of the steps listed.  It worked!!  The ONLY thing I did different was using RSD and not sbf_flash in Ubuntu.  I could tell when using the Magic Mike iso because it went differently than any other time before.
Only strange thing is my signal bars.  On the stock ROM I get 1 bar, yet my call quality is not 1 bar quality, more like 3 bars.  I can live with it!