Personally, i can't really see what the note 4 offers over the S5 that would make me want to swap. Yes it has a QHD screen, but look at the one your S5! Are you telling me that isn't sharp enough? There is the s-pen of course. If you are an artist then this could be really useful, with its increase in sensitivity. But it's not a deal breaker for me personally, I had a note 3 and gave it to my gf.
And as has already been pointed out, no usb3 or, the most important point for me, no waterproofing. I have been caught in a downpour twice this week alone, and waterproofing was a godsend.
Improved performance? Certainly, but I think my S5 is really fast, not a problem for me at all.
Does the note have ois? If it does, that would be really nice, although I haven't really had a problem in that respect with the S5 yet.
The note 4 is a really gorgeous device, and if I needed to update my phone it would be the one I would get probably, but right now no way.
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