if you just want the insurance, it is $5.18 per month from verizon. If you want insurance and extended warranty(tec), then it is $6.99 per month. $99 deductible if you use insurance, but no deductible for extended warranty.
Of course, you have other options like squaretrade, best buy, and what not.
Kinda silly to not have insurance for a phone that is at least $249 on contract and $649 off. I have the $7 tec. The way I look at it - thats maybe the cost of a ONE fancy large (whatever they call large over there, I forget) Starbucks coffee per month. Gladly trade that for peace of mind.
I have Auto Owners for my home insurance and put mine on a rider for $10 a year with full replacement cost coverage and no deductible. My agent, a longtime friend, assured me that any claims of this type will have no negative effect on my premiums.
Had one on my laptop and after a claim it went up. That was with state farm
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