Insurance?

abc1234

Well-known member
Oct 3, 2010
76
2
0
Did you guys buy insurance? i know i should but its like an extra 70 bucks ;p on top of that im gonna need a case/screen protector. ugh is it really worth it?
 
I always have TEC on my phone. Cost/benefit vs self insuring is debatable but it keeps me from being overly cautious with the phone knowing it's insured.

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I have Auto Owners for my home insurance and put mine on a rider for $10 a year with full replacement cost coverage and no deductible. My agent, a longtime friend, assured me that any claims of this type will have no negative effect on my premiums.
 
if you just want the insurance, it is $5.18 per month from verizon. If you want insurance and extended warranty(tec), then it is $6.99 per month. $99 deductible if you use insurance, but no deductible for extended warranty.

Of course, you have other options like squaretrade, best buy, and what not.
 
if you just want the insurance, it is $5.18 per month from verizon. If you want insurance and extended warranty(tec), then it is $6.99 per month. $99 deductible if you use insurance, but no deductible for extended warranty.

Of course, you have other options like squaretrade, best buy, and what not.

Hey i bought my galaxy s3 from craigslist...can i still insure it from verizon

VERIZON GALAXY S 3
 
Would geico cover my phone you think? They only cover my scooter for now.

What's the best dealios out there?

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$10 a month a Best Buy but no deductible and unlimited claims. I've used it several times before.


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I am kind of upset that you can't remove it online anymore! I always had that option and now it is gone! I can't even remove the insurance on my hubby's iPhone! :(
 
Kinda silly to not have insurance for a phone that is at least $249 on contract and $649 off. I have the $7 tec. The way I look at it - thats maybe the cost of a ONE fancy large (whatever they call large over there, I forget) Starbucks coffee per month. Gladly trade that for peace of mind.
 
Does anybody use Squaretrade? I have it for my TV and they keep sending me email specials for 30% off their coverage. I think its a $100 deductible and the only thing that isn't covered is a lost or stolen phone.
 
Kinda silly to not have insurance for a phone that is at least $249 on contract and $649 off. I have the $7 tec. The way I look at it - thats maybe the cost of a ONE fancy large (whatever they call large over there, I forget) Starbucks coffee per month. Gladly trade that for peace of mind.

It depends on your situation. I have 4 lines now and have had service for over 12 years, and not a single broken phone that would need insurance. So i saved myself over $4,000. That, and I have 5 4g phones now anyway just for me. Of course, everyone's situation is different, if you are accident prone then insurance may be worth it.
 
I have Auto Owners for my home insurance and put mine on a rider for $10 a year with full replacement cost coverage and no deductible. My agent, a longtime friend, assured me that any claims of this type will have no negative effect on my premiums.

Had one on my laptop and after a claim it went up. That was with state farm

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Had one on my laptop and after a claim it went up. That was with state farm

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My agent is a long time friend even before he became an agent and he said they received a letter from corporate that said that it would have no effect, unless it became a regular thing for a client.
 

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