Ordering with Moto Credit

I tried looking on Google for anything but they just mention the bank that supplies the credit. Sounds like it's similar to tmobile, PayPal, where u get a hard inquiry but doesn't add a new trade line to your credit. A hard inquiry I could deal with but a new trade line would mess up my AAOC. I will just wait n sell my lg g4 n use the money from that. Thanks everyone

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