Google Wallet allows you to use any credit/debit cards and/or bank accounts. Softcard only allows the use of a Chase or Wells Fargo card. Any other brand of card has to be run through an American Express account. And I don't believe they allow bank accounts either. To me Softcard is a miserable fail in comparison to the Google Wallet.
I used it on the Note 3 Because Google wallet wasn't supported for tap and pay. Google wallet is better.
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