Samsung pay or android pay

[neo158]

I can definitely say that isn't the case in the US. My phone won't do a transaction with Google (Android) Pay without authenticating first. TBH .. I prefer it that way. God forbid I lose my phone I wouldn't want someone to walk around and be able to purchase stuff.

That's odd, I think this is more down to the banks wanting extra security in the US than the app itself then.

Trying to get my head around the way Google Pay operates in other countries is a real headache.

 

[bIOforger]

Just tried it on a sub £30 transaction, no need to unlock the phone or use a fingerprint. Most banks in the UK will refund a transaction if it was done fraudulently anyway.

mmm not on mine, tried it at lunchtime, £3 purchase, it had to be unlocked.

 

[Almeuit]

That's odd, I think this is more down to the banks wanting extra security in the US than the app itself then.

Trying to get my head around the way Google Pay operates in other countries is a real headache.

I am glad they want that extra security. If someone steals my credit card they have the physical card so swiping it is easy to do.. that is why the chip + pin combo came around to try and help with that.

With phones .. The best way is to have the person actually unlock the phone with their fingerprint which therefore confirms they are the phones owner.

It does seem to be a bank/country thing though. Below is from Google.

Step 1: Wake up and unlock your phone.

You don’t need to open the Google Pay app to make a payment, but you do need to have your phone screen on and your phone unlocked. Depending on your country, you might not need to unlock your phone for smaller transactions.

Source: https://support.google.com/pay/answer/7675267?hl=en

 

[neo158]

mmm not on mine, tried it at lunchtime, £3 purchase, it had to be unlocked.

If you don't mind me asking which country are you in and what bank?

 

[dov1978]

Maybe it's different for different countries after all? Google Pay in the UK only needs the phone to be woken and not unlocked to make a payment. I haven't once had to use fingerprint or pin and I use GPay daily.

I'd be more worried about losing my phone than someone running around making small transactions with it. I can cancel my bank card faster than getting my phone blocked.

 

[bIOforger]

If you don't mind me asking which country are you in and what bank?

UK and credit card company MBNA, it's the same deal with a First Direct/HSBC card as well. Maybe it is CC comp/bank related here too.

 

[neo158]

UK and credit card company MBNA, it's the same deal with a First Direct/HSBC card as well. Maybe it is CC comp/bank related here too.

Interesting as I'm with HSBC as well but both my CC and DC are Visa. If your CC is MasterCard that might explain the need for extra authorisation.

 

[irock1985]

Maybe it's different for different countries after all? Google Pay in the UK only needs the phone to be woken and not unlocked to make a payment. I haven't once had to use fingerprint or pin and I use GPay daily.

I'd be more worried about losing my phone than someone running around making small transactions with it. I can cancel my bank card faster than getting my phone blocked.

But what are you going to use to call your bank??? Lololol

 

[dov1978]

But what are you going to use to call your bank??? Lololol

Yeah good point lol. I carry 2 phones but I'm not most people lol

 

[scottbeamer]

Here's a reason to use Google Pay:

https://www.androidpolice.com/2018/...google-pay-now-live-least-southwest-airlines/

 

[tuscanybay]

Here's a reason to use Google Pay:

https://www.androidpolice.com/2018/...google-pay-now-live-least-southwest-airlines/

Yes and no. Just about every airline has their own app, for check in and other functions (alerts, make changes), which I’d prefer to use when I travel.

 

[Almeuit]

Here's a reason to use Google Pay:

https://www.androidpolice.com/2018/...google-pay-now-live-least-southwest-airlines/

That's pretty cool.

 

[Chuck_IV]

While Google Pay may be a tick faster, I use Samsung Pay every time due to two reasons...

1. It works pretty much everywhere that has a card reader. I dont have to worry if they accept Google Pay or not.

2. Points. Samsung gives you points when you use it and those points can be redeemed for things later.

Never mind the convenience of knowing it will work, if Samsung is gonna pay me to use their system, then why not use it?

 

[bIOforger]

gl redeeming those points for anything worthwhile.

 

[KP8819]

gl redeeming those points for anything worthwhile.

I got a 50$ Visa Card... Took me awhile but I use SPay regardless so it's free money! I thought it was worthy. I've also gotten 2 10$ Amazon cards but those weren't with points but promos like use your MC 3 times.

 

[medic22003]

cash

 

[bIOforger]

Weirdly my credit card co (MBNA) has just announced that they are dropping Samsung Pay in July, when quizzed they just said the company is taking a different direction, but they are still allowing Android Pay. They wouldn't say why that was in any more detail, interesting

 

[neo158]

Weirdly my credit card co (MBNA) has just announced that they are dropping Samsung Pay in July, when quizzed they just said the company is taking a different direction, but they are still allowing Android Pay. They wouldn't say why that was in any more detail, interesting

I wonder if MBNA were just trialling Samsung Pay but have decided not to commit themselves to supporting it. It would be interesting to find out exactly why though.