Samsung Pay: Useful Tool or Cool Novelty?

[optimummind]

I carry my phone inside a belt holster case so it really is faster to pull out my phone with just one hand and pay with Samsung Pay then reaching into my back pocket, opening it with 2 hands to unfold the wallet, hold the wallet while I'm taking out a card with my other hand, swiping, putting it back in the wallet, folding up the wallet, and putting it back inside the back pocket.

I've found Samsung Pay to be really useful when I'm holding my toddler with my left arm and I perform the Samsung Pay payment with just my right hand.

 

[TechGod2014]

Most people already have their phone in hand anyway on the check out line. Seems easier to use your phone than to put away the phone and whip out the wallet then the card. I say don't knock until you try it for yourself.

 

[kalnel#WN]

Not just a convenience, but after six months of use, Samsung Pay is a necessity for me. I don't have a wallet anymore -- just a pouch stuck on the back of my phone with a driver's license, credit card, and $20 bill. Thanks to Samsung Pay, though, I always have five credit cards with me, plus four or five gift cards.

Security is another big selling point for me. No matter where I go, my credit card info is protected through tokenization. Since I live in an area where credit-card skimming is a big problem, that gives me some peace of mind. (Yes, I know I wouldn't be responsible for money stolen this way, but who needs the hassle?)

Problems with skimmers have prompted me to go into gas stations to pay, rather than swiping at the pump. Inside most gas stations, I can pay using Samsung Pay with no problem.

That pretty much leaves restaurants, places (like self-serve parking lots) with machines that "suck up" your entire card, and the rare store where Samsung Pay doesn't work as the only places I don't use it. My bet is that within the next few years, I'll be able to use Samsung Pay everywhere, either through the magnetic strip technology or NFC.

 

[ThrottleJohnny]

Exactly. Even if you use your card without the pin, it can still be skimmed.

Posted via the Android Central App

 

[bembol]

I'm dying for Canada to get Apple or Samsung Pay but there's too much BS going on up here.

Either it's the Carriers, Bank and/or Retailers.



Why because I hate carrying cash, my wallet or credit/reward cards.

 

[dov1978]

I'm gonna say it's a novelty just like the rest. I waited impatiently for months for Apple Pay to become available in the UK. Finally got it, paid for my McDonald's at the Drive Thru with my Apple Watch (worked beautifully to be fair)............. then never used it again.

Posted via the Android Central App

 

[TechGod2014]

I'm gonna say it's a novelty just like the rest. I waited impatiently for months for Apple Pay to become available in the UK. Finally got it, paid for my McDonald's at the Drive Thru with my Apple Watch (worked beautifully to be fair)............. then never used it again.

Posted via the Android Central App

Huh? Apple pay? Thought this was a thread about Samsung Pay? I've used both and apple pay doesn't even come close. Apple pay is a novelty on the iPhone since you can barely use it. Samsung Pay turns your phone into a secure debit card and usable almost everywhere. I can bet that Apple will implement Sammy's tech on the iPhone 7 or second iwatch because it's a win. Get yourself a Sammy phone and see for yourself.

 

[jaltman]

LOL a town of 500 people. I tried it at the grocery store and caseys. They've disabled it since most people have small purchases. We still have a pull up gas station where they fill it for you. We finally have a caseys.

Posted via the Android Central App

Since it uses the card swiper, it can't be disabled. Its a card as far as the equipment is concerned.

 

[jaltman]

useless.... and Apply pay for that matter until business cards WORK.

I have a business debit and business credit card and both work fine in Sammy Pay.

 

[dov1978]

Huh? Apple pay? Thought this was a thread about Samsung Pay? I've used both and apple pay doesn't even come close. Apple pay is a novelty on the iPhone since you can barely use it. Samsung Pay turns your phone into a secure debit card and usable almost everywhere. I can bet that Apple will implement Sammy's tech on the iPhone 7 or second iwatch because it's a win. Get yourself a Sammy phone and see for yourself.

I'm using an s7 edge right now. My point was mobile pay in general is a bit if a novelty whether that be Samsung pay, Android pay, or apple pay. I'm in the UK where all debit cards are chip and pin technology so the method of paying with Samsung pay be a bit stuck in the past here. We don't even have Samsung pay here yet for me to try which I definitely will. Apple pay here in the UK you can use almost anywhere and couldn't be simpler to use

Posted via the Android Central App

 

[Notmyj]

Ok a few things... there still seems to be some confusion about samsung pay. No matter if you come from a 1 horse town or a megatropolis, they can't disable samsung pay without disabling credit cards as a whole. This isn't NFC or apply pay. If you can swipe a card, you can use samsung pay. It makes the credit card swiper think a card was SWIPED, not NFC. The card machine doesn't know that you used your phone, it just knows it got the magnetic information that it was looking for from a credit card.

Even with chip cards and places that accept them it still works. There is a bit info in the chip cards that designate them as having chips. This is why, if you swipe a chip card at target, it will ask you to insert the card instead of swiping. The card number that samsung pay transmits does not have this designator as a chip card so samsung pay will work at places that require chip cards when available.

At gas pumps, Samsung pay will work most of the time, just have to do it right. Press "pay here credit" or whatever buttons you have to do to get the pump to say insert card. Activate samsung pay with your finger print, hold the top of the phone near the insertion slot, then insert and remove your driver's license with the mag strip DOWN (the gas pumps read mag straps on either side at the top of the slot). Inserting the license activates the card reader, which allows it to receive the information that samsung pay is telling it. As many people here have said they only carry a license and their phone, this should be beneficial. And as your doing it yourself without a line of people watching, should be able to experiment and take your time to figure it out with out any stress.

If you find its not working or getting declined, simply as the cashier to press the "credit" button then try again. As for fiddling around and trying to find the sweet spot, just look at slot for the card sniper, look down the slot... you will see a shiny half moon thing in the slot. This is the reader. This is the sweet spot. This is where you should hold the phone, as this is the part that is looking for the signal from Samsung pay.

But the most important thing to remember.... this is NOT apple pay/android pay/NFC. This can't be disabled by the businesses, and it works where you can swipe a card. Chip card readers have no effect on it either.

 

[TechGod2014]

I'm using an s7 edge right now. My point was mobile pay in general is a bit if a novelty whether that be Samsung pay, Android pay, or apple pay. I'm in the UK where all debit cards are chip and pin technology so the method of paying with Samsung pay be a bit stuck in the past here. We don't even have Samsung pay here yet for me to try which I definitely will. Apple pay here in the UK you can use almost anywhere and couldn't be simpler to use

Posted via the Android Central App

Why can't u use Samsung Pay over there? Wouldn't you be able to use it via the NFC feature like Apple?

 

[mush10]

I have had Apple Pay since day one and barely use it. I use Samsung Pay everyday just about. The magnetic strip capability is a game changer in mobile payments for now.

 

[TechGod2014]

Ok a few things... there still seems to be some confusion about samsung pay. No matter if you come from a 1 horse town or a megatropolis, they can't disable samsung pay without disabling credit cards as a whole. This isn't NFC or apply pay. If you can swipe a card, you can use samsung pay. It makes the credit card swiper think a card was SWIPED, not NFC. The card machine doesn't know that you used your phone, it just knows it got the magnetic information that it was looking for from a credit card.

Even with chip cards and places that accept them it still works. There is a bit info in the chip cards that designate them as having chips. This is why, if you swipe a chip card at target, it will ask you to insert the card instead of swiping. The card number that samsung pay transmits does not have this designator as a chip card so samsung pay will work at places that require chip cards when available.

At gas pumps, Samsung pay will work most of the time, just have to do it right. Press "pay here credit" or whatever buttons you have to do to get the pump to say insert card. Activate samsung pay with your finger print, hold the top of the phone near the insertion slot, then insert and remove your driver's license with the mag strip DOWN (the gas pumps read mag straps on either side at the top of the slot). Inserting the license activates the card reader, which allows it to receive the information that samsung pay is telling it. As many people here have said they only carry a license and their phone, this should be beneficial. And as your doing it yourself without a line of people watching, should be able to experiment and take your time to figure it out with out any stress.

If you find its not working or getting declined, simply as the cashier to press the "credit" button then try again. As for fiddling around and trying to find the sweet spot, just look at slot for the card sniper, look down the slot... you will see a shiny half moon thing in the slot. This is the reader. This is the sweet spot. This is where you should hold the phone, as this is the part that is looking for the signal from Samsung pay.

But the most important thing to remember.... this is NOT apple pay/android pay/NFC. This can't be disabled by the businesses, and it works where you can swipe a card. Chip card readers have no effect on it either.

Well said!

 

[bable]

My car starts from my phone being present, my house doors unlock from my phone, my phone shares and collects business cards, my phone shows you pictures of my ugly kids. We're already used to our phones being a camera, map, and watch; now we just need phone payments to become normal then we've officially built the future where you only need one accessory when leaving the house. Use it because that will help drive the innovation and development for a lazier world!

 

[Dm1120]

I have had Apple Pay since day one and barely use it. I use Samsung Pay everyday just about. The magnetic strip capability is a game changer in mobile payments for now.

I think people who don't understand that Samsung Pay works like Apple Pay in places where Apple Pay is accepted think it's a gimmick. Personally I use NFC whenever possible because I find it's a little easier to position the phone right but I have no problems using MST when needed.

I do draw the line though at places where the card reader isn't accessible to me. I'm not handing over my $700 phone to someone.

 

[StuffOfInterest]

I used Android Pay on my previous phone (Galaxy S3) and have now started using Samsung Pay on my Galaxy S7 edge. I really liked Android Pay but there were very few places which had the NFC capability working. Samsung Pay I've been able to use more places. Either of these is my preferred payment method due to the card security offered. I had my credit card replaced four times in two years due to security breaches at retailers. Avoiding this with a virtual card number is a big improvement. Of the two systems I actually prefer Android Pay a bit as I don't have to activate the app to use it, just unlock my phone. My goal now is to find a way to make both apps play well together so I can use Android Pay with NFC is available and Samsung Pay when there is no NFC but I can still use MST.

Samsung is definitely pushing their product hard. Being that my S7e came in early I was able to score the free wireless charger (which I love) as well as the $30 gift card. You can tell they are trying to do what they can to get to critical mass with usage .

 

[TechGod2014]

I used Android Pay on my previous phone (Galaxy S3) and have now started using Samsung Pay on my Galaxy S7 edge. I really liked Android Pay but there were very few places which had the NFC capability working. Samsung Pay I've been able to use more places. Either of these is my preferred payment method due to the card security offered. I had my credit card replaced four times in two years due to security breaches at retailers. Avoiding this with a virtual card number is a big improvement. Of the two systems I actually prefer Android Pay a bit as I don't have to activate the app to use it, just unlock my phone. My goal now is to find a way to make both apps play well together so I can use Android Pay with NFC is available and Samsung Pay when there is no NFC but I can still use MST.

Samsung is definitely pushing their product hard. Being that my S7e came in early I was able to score the free wireless charger (which I love) as well as the $30 gift card. You can tell they are trying to do what they can to get to critical mass with usage .

Not sure if u know this but Samsung pay is easier to activate. If u go into settings u can set it up where all u need to do is swipe up when the phone is sleep/locked and just use ur finger print to activate it. It literally takes seconds.

 

[munnarg]

I used Android Pay on my previous phone (Galaxy S3) and have now started using Samsung Pay on my Galaxy S7 edge. I really liked Android Pay but there were very few places which had the NFC capability working. Samsung Pay I've been able to use more places. Either of these is my preferred payment method due to the card security offered. I had my credit card replaced four times in two years due to security breaches at retailers. Avoiding this with a virtual card number is a big improvement. Of the two systems I actually prefer Android Pay a bit as I don't have to activate the app to use it, just unlock my phone. My goal now is to find a way to make both apps play well together so I can use Android Pay with NFC is available and Samsung Pay when there is no NFC but I can still use MST.

Samsung is definitely pushing their product hard. Being that my S7e came in early I was able to score the free wireless charger (which I love) as well as the $30 gift card. You can tell they are trying to do what they can to get to critical mass with usage .

Not sure if u know this but Samsung pay is easier to activate. If u go into settings u can set it up where all u need to do is swipe up when the phone is sleep/locked and just use ur finger print to activate it. It literally takes seconds.

Yup it's the Simple Pay setting in the Samsung Pay options. Swipe up from the home screen when the phone is locked, use your fingerprint and boom you're done. Android Pay is pretty cool as well.

 

[Notmyj]

Yup it's the Simple Pay setting in the Samsung Pay options. Swipe up from the home screen when the phone is locked, use your fingerprint and boom you're done. Android Pay is pretty cool as well.

Actually it's even easier than that. Swipe up from the bottom when the phone is only displaying the clock via the always on display. No need to wake it up, press a button, or unlock the device. Just swipe up, put your thumb on the button, and make your payment. I can do this faster than I can pull my wallet out of my pocket, and get the card out of the wallet. It becomes a seamless motion. As the phone comes out of my pocket, I'm am swiping up. As the phone is going toward the card swiper my finger print is being read, and as fast as the reader beeps, the phone is back in my pocket. It is much faster once you get the hang of it.