True. Wish they would. Maybe if it only involved looking at your face they might.
Samsung Pay: Useful Tool or Cool Novelty?
- Thread starter PowrDroid
- Start date
So I tried it at McDonald's and it worked fine. It's pretty neat actually. I'm going to try to use this more often.
Actually this is a common misconception. All card issuers (especially Amex) specifically state that you do NOT need an ID to buy with their cards. All of them have forms where you can report retailers if they ask for your ID. The only thing they are legally required to do is match your signature to the signature on the back of the card. This is why Samsung Pay asks you to sign the card when you enroll it in the phone. Legally speaking they can't check for ID even though many do.
DFI: Credit Card Signature All The ID Needed
"When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.
They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.
Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement.
Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.
In one case, a MasterCard was used to purchase gas. Both the clerk and the manager insisted on taking the man's license plate number, even though he told them it wasn't necessary. When the man wrote to the MasterCard complaining about the incident, he got a letter back suggesting that the merchant was within his rights. "It is the merchant's choice to verify or not verify the card holder." the executive specialist wrote.
WRONG, WRONG, WRONG, says a spokesman for MasterCard headquarters in New York. The contract that MasterCard merchants sign specifically prevents them from asking for personal ID.
The card holder's signature on the back of the card is the only ID necessary - even if the merchant has some reason to be suspicious. "Basically, this clerk was hassling this card holder," the representative said.
You can be asked for ID only if you proffer a card that isn't signed on the back. Then the merchant can ask for identification and require you to sign the card immediately.
A merchant can ask for your address when you order by telephone. There it's used to authorize the card, absent a signature."
Can retailers ask for ID with your credit card?
Last edited by a moderator:
You know, I can't remember the last time any clerk checked the signature when I use my card. Though, the card I use is both a debit and a credit card, and I mostly use it as a debit card. But the times I've used credit, I've just signed the paper and the clerk never checked the signature on my card or even asked for it.
Yup...its a horrible system because signatures are so useless nowadays. We really need to move to pins like the rest of the world but banks don't want to because it slows down the transaction and people more likely to forget their pins, hence less business for the banks. People don't check signatures and just check IDs which in my opinion is safer, but banks don't like it because it defeats the speed of credit cards...
Yup, signatures are becoming useless. Did you know the schools don't even teach cursive writing anymore? At least the school system here doesn't. So future generations won't even know how to write their signature. I wonder if it has anything to do with how easy it is to forge signatures these days.
Haha I get what you are saying, but my signature has no resemblance to cursive writing, it is in fact illegible and only recognizable by me, which is what really matters if you are disputing fraud for someone signing for something of yours.
I can honestly say for the last 4+ years I have never even signed the back of my credit or debit cards, and never once has anyone asked to look at it. I have however been asked to see my ID a few times.
Samsung Pay doesn't work at Starbucks because Starbucks won't allow it. They want you to use their payment system. Within their rights but really lame!
Wow. That's crazy. I never sign my cards, but I always write with a Sharpie on the back to "Ask 4 ID" you would be surprised how few times I get asked for my ID. Crazy.
Same here. So many people get it confused with Apple pay. And some get upset when they say "that doesn't work here" and it does. Lmao. I love it!
See my post on the top of page 3. Samsung pay most certainly works at gas pumps and starbucks. This is NOT apple pay or NFC.
As stated you can use them at some gas stations, and when it's an employee being dumb and not knowing how to hit the "credit" button on their machine, that is not on Samsung pay.
I use mine on my note 5 all the time, super nice to have and safer. Leave the wallet in the car.
.Everything's been covered in the 178 replies prior to mine, but I thought I'd reiterate some of the most important points.
I've only had my S7 for a day now, but my previous phone was an iPhone 6 and I used Apple Pay wherever and whenever possible. For starters, it is easier than pulling out your card. At a grocery store, you most likely already have your phone out since you were browsing Facebook while waiting in line. Beyond convenience, security is the most important thing. Your card number isn't actually being transmitted, only a one time use token.
I really like the ability to be able to use it at non-NFC enabled terminals. Sure, you can't use it everywhere, some places you need to hand your card to someone, but no one said that you could use it everywhere. But you can use it in far more places than Apple Pay, and that's really cool.
In short, it's not a gimmick. If you are at all concerned about your credit card information being stolen then it should be a no brainer.
I've only had my S7 for a day now, but my previous phone was an iPhone 6 and I used Apple Pay wherever and whenever possible. For starters, it is easier than pulling out your card. At a grocery store, you most likely already have your phone out since you were browsing Facebook while waiting in line. Beyond convenience, security is the most important thing. Your card number isn't actually being transmitted, only a one time use token.
I really like the ability to be able to use it at non-NFC enabled terminals. Sure, you can't use it everywhere, some places you need to hand your card to someone, but no one said that you could use it everywhere. But you can use it in far more places than Apple Pay, and that's really cool.
In short, it's not a gimmick. If you are at all concerned about your credit card information being stolen then it should be a no brainer.
Why would you want to use it at Starbucks? You can only earn stars if you use your Starbucks card, if you use any other payment method you're giving up free coffee! Use the app to pay.
- Apr 17, 2012
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Re: Change DPI scaling to condensed
Have you checked recently? My bank wasn't supported but now it is so that is how I have been using it.
Have you checked recently? My bank wasn't supported but now it is so that is how I have been using it.
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