sign up note 4 for insurance or not??

[RamonJr17]

So who here has insured their note 4?
insurance in sydney is charging me $10 a month for insurance

 

[noordzy77]

I insured mine. I did Verizon Edge, tbh I'm surprised I had the option not to. It's just too risky IMHO. I can't afford to drop $700 to replace it should something happen.

sent from my Note 4 using Tapatalk

 

[Yogi217]

With the screen protector debauchery, I am thinking of doing squartrade and not using one.

 

[Tabbiel1989]

I'm using squaretrade, which covers everything except stolen or missing phone.

Posted via the Android Central App

 

[noordzy77]

What is squartrade? I insure through Asurion via Verizon.

sent from my Note 4 using Tapatalk

 

[stackberry369]

So who here has insured their note 4?
insurance in sydney is charging me $10 a month for insurance

11/month for TEP ON sprint

Posted via the Galaxy Note 4

 

[qbnkelt]

I insured mine. I love my baby. Taking GOOD care of him.


Sent from my SEXY GORGEOUS AWESOME GOLD 128G iPhone 6 ️️️

 

[raqball]

Add me to the Square Trade list.

$5 a month can't be beat and remember this is an $800 phone.

I'm my case I paid full price which ended up being north of $850 after tax..

 

[mhunter6378]

While I have gotten it yet, I plan on getting the Samsung Protection Plan. Cost is pretty comparable to the others, deductible is reasonable and offers the coverage that I want. Seems like a no muss no fuss solution for me.

 

[GalaxyOnyxWitch]

I will be going with my carrier. They offer 99.00 for the second year. Deductible is reasonable for damage. at 900.00 bought outright, it would be sickening to have to replace it.

 

[soldier45]

Yes, insured both my phones for $9 a month. $200 deductible to get a new one. Used it once last year. Worth it.

 

[GPtimes2]

I never buy phone insurance or extended warranties for anything. Unless you determine you're at higher risk for losing or damaging your phone than most, you're just wasting your money. Me and my wife are about 6 years into cell phones without the need, so were about $1400 to the good. So even IF (and that's a big if) we lost or broke one, we could replace it and still be ahead. Add up all the money you would be to the good in your lifetime from these type of expenses and you can buy a big boat (or whatever) when you retire.

 

[raqball]

Square Trade = $5 a month or a whopping $60 a year.. I'll gladly pay that to cover an $800 phone that with one slip of hand can be destroyed.

I'm not sure what kind of boat I can get for $60 bucks but I'm guessing I wouldn't want to go out in the open sea on it..

My .02

 

[GPtimes2]

Square Trade = $5 a month or a whopping $60 a year.. I'll gladly pay that to cover an $800 phone that with one slip of hand can be destroyed.

I'm not sure what kind of boat I can get for $60 bucks but I'm guessing I wouldn't want to go out in the open sea on it..
My .02

I think you may have missed the concept of a lifetime of not wasting your money. Not just one year for cell phone. And I also indicated that high risk people (maybe clumsy phone droppers) may need insurance. It's a lifetime attitude that will save most people big bucks in the long term. Once you look back after a few years of savings, you will feel pretty good about it. My .02

 

[Yogi217]

Square Trade = $5 a month or a whopping $60 a year.. I'll gladly pay that to cover an $800 phone that with one slip of hand can be destroyed.

I'm not sure what kind of boat I can get for $60 bucks but I'm guessing I wouldn't want to go out in the open sea on it..

My .02

I'm thinking of going this route too. I usually keep devices for about 12-14 months, so $60/70 is less than 10% of the replacement cost.

 

[raqball]

I think you may have missed the concept of a lifetime of not wasting your money. Not just one year for cell phone. And I also indicated that high risk people (maybe clumsy phone droppers) may need insurance. It's a lifetime attitude that will save most people big bucks in the long term. Once you look back after a few years of savings, you will feel pretty good about it. My .02

A waste of money over a lifetime? LOL

I waste far more than $5 a month on junk and garbage I don't need..

If you are that strapped for cash then skip the morning Starbucks one day a month = problem soved..

 

[raqball]

I'm thinking of going this route too. I usually keep devices for about 12-14 months, so $60/70 is less than 10% of the replacement cost.

Egg-zach-wee

 

[GPtimes2]

Say what you want, but

 

[raqball]

Say what you want, but

Am I suppose to be impressed?

I'm 49 and retired 5 years ago.. Maybe I have a boat, maybe I have a house, maybe I have several cars or maybe I don't. None of that is relevant to spending a whopping $5 a month to protect a phone..

Anyway you appear intent on putting users down who wish to protect their purchase. I don't get it but whatever.

 

[GPtimes2]

I apologize for coming off that way. I also felt put down by you. I just think it is bad spent money.