Some options for phone insurance

[htowngator]

Here's another-- Esurance. $125 deductible, and loss and theft insurance, $7.99/mo. I used the HTC One X to determine deductible. They didn't have the One listed yet.
Esurance - Cell Phone Insurance

That's insanely high too. Worse than normal carrier insurance.

 

[mistyisland]

That's insanely high too. Worse than normal carrier insurance.

Well, it appears that ATT is $10/ mo with a $199 deductible. (Maybe) I couldn't get a deductible out of the phone rep I just spoke to. He hemmed and hawed until I got tired of typing the word "deductible." I don't even know if they have one formulated for the HTC One yet.

 

[pmp6nl]

Best Buy plans are about the same price, but they have no deductible. Not sure exactly what they cover anymore...

 

[Serial Fordicator]

I use farm bureau. Half the price of assurion and 200 times better. If your phone is broke, they write you a check for a new phone and you go buy whatever you want. You don't have to take a sh!tty refurbished phone and if you want to switch brands you can.

ΜΟΛΩΝ ΛΑΒΕ

 

[ItnStln]

I use farm bureau. Half the price of assurion and 200 times better. If your phone is broke, they write you a check for a new phone and you go buy whatever you want. You don't have to take a sh!tty refurbished phone and if you want to switch brands you can.

ΜΟΛΩΝ ΛΑΒΕ

Nice! Do they cover loss too?

 

[B-RAN]

Check out Worth Ave Group. They are great. Cover loss and theft. I have 2 tablets and 2 phones with them. I had to file a claim for my wife's Razr and they were great to work with. Got my check in the mail within a week and went and bought a new phone for the wife.

 

[mistyisland]

Check out Worth Ave Group. They are great. Cover loss and theft. I have 2 tablets and 2 phones with them. I had to file a claim for my wife's Razr and they were great to work with. Got my check in the mail within a week and went and bought a new phone for the wife.

I"m glad someone has had a good experience with them. I looked them up, and they had some bad reviews. They are by far the cheapest, though.

edit: I just spoke to them, and they do not cover loss. You have to try and recover it, and then file a police report as stolen. Otherwise, they do cover theft, and they are rated A+ by BBB. They are $64/yr, and $50 deductible. Best price I've seen. I will probably go with them. Thanks for mentioning them. I would have passed them up after seeing those bad reviews, but your post made me investigate further. Thanks.

 

[htowngator]

Mentioned this earlier but didn't copy the website

Buy & Compare iPhone Insurance Phone Insurance Cell Phone Insurance

Looks like $99 for the plan for 2 years with $75 deductible each time, $25 fee for 2nd and 3rd times.

Lost & Stolen plus Accidental Damage Cover.
Up to $1000 Cover Per Claim.
15 Day Money Back Guarantee.
Locked & Unlocked Phones Insured.
All Popular Brands Covered Including Samsung, BlackBerry, LG, Motorola, Nokia, Sony and more.
We Insure All Smartphones & Regular Standard phones up to 90 days old.
If we can?t Fix your Phone We Replace it.
24 x 7 Customer Support.
Underwritten by Starr Indemnity (A. M. Best financial strength rating of A Excellent).

 

[Serial Fordicator]

Nice! Do they cover loss too?

I'm about 90% sure they do.

ΜΟΛΩΝ ΛΑΒΕ

 

[HunterKen7]

Just got an email that it is 6.99 a month for ATT insurance. 199 deductible in the fine print assuming HTC One is a tier III device. Covers Loss / Theft / Water / Drops / Mechanical.

 

[mistyisland]

Just got an email that it is 6.99 a month for ATT insurance. 199 deductible in the fine print assuming HTC One is a tier III device. Covers Loss / Theft / Water / Drops / Mechanical.

Maybe you have a special standing/ premium member? I was quoted $10/mo (twice) from ATT.

 

[IAmSixNine]

I know with Asurion your only allowed 2 claims in a calendar year and you get a refurbished device back. I work in the repair industry and if a refurb is done right its ok. But ive heard and read of many complaints about Asurion units.
Now add the high deductible. In some cases its cheaper to pay for a repair your self and ONLY file an insurance claim for lost/stolen OR liquid / extreme physical damage.

 

[jmwein]

Enquared seems to be the best balance of comprehensive insurance and good price. I'll go with them.

 

[HunterKen7]

Maybe you have a special standing/ premium member? I was quoted $10/mo (twice) from ATT.

We have a 24% discount because of my wife's employment. Maybe it's tied in with that? Anyways, here is the email straight from my inbox:
http://i.imgur.com/rWE60bx.jpg

 

[mistyisland]

We have a 24% discount because of my wife's employment. Maybe it's tied in with that? Anyways, here is the email straight from my inbox:
http://i.imgur.com/rWE60bx.jpg

That's probably it. It says in the corner "per enrolled number." I'm going to ask about it anyway.

 

[prophelic]

The company I work for we use protect cell and grip insurance instead of assurian.

Sent from my SCH-I605 using Android Central Forums

 

[HunterKen7]

I think I might go with the 6.99/mo ATT version and just be really careful. lol

 

[Silly Putty]

I used a 40 % coupon that I received from Squaretrade. It ended up costing me $85 for two years of coverage. $50 deductible

Sent from my HTC One using Tapatalk 2

 

[mistyisland]

I used a 40 % coupon that I received from Squaretrade. It ended up costing me $85 for two years of coverage. $50 deductible

Sent from my HTC One using Tapatalk 2

I think there is a coupon for 30% or more off for square trade out there now. Google for it. Here are some coupon codes for Worth Ave Group for 15% off that may work--
150FF, NEWCUSTOMER

 

[viper31573]

i havnt called to ask if they cover cell phones, but the last few times ive called directtv, they have asked me if i want their protection plan that covers TVs,PCs, and tablets for $6/mo im wondering what their specification for tablet is and if my note 2 qualifies. ill have to give them a call