NoDo they cover lost or stolen?
They cover the device one time within the first year. That does not include lost or stolen.I'm thinking of upgrading to the M9 but what are everyones thoughts on warranty?
I honestly don't see any reason to pay for insurance since HTC has the UH OH program in place. Correct?
I'm just relying on the uh oh insurance... FYI, There's a small sticker in the box that you have to keep for the program....
What sticker ? You mean the sticker on the box which has the model, serial number, and IMEI/ESN number information ?
All extended warranties and insurance on electronics is a scam. If people would take the same amount of money that they would spend on warranties and insurance on each electronics they buy and put it in a saving account they would have way more money than they need to replace whatever may happen and never have to pay a deductible. In fact most people would have enough money in 5 years that they could actually be able to take some of it and take a vacation and still have enough left to cover whatever may happen to their gadgets.
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I wouldn't say all extended warranties are. I think one time fee warranty deals are pretty smart, especially on more expensive devices. I have a $2,500 laptop that the motherboard went out on and something else (can't remember quite what) went out twice after the initial warranty ran out. Got all issues resolved free of charge. I don't buy monthly insurance for electronics, and I rarely buy extended warranties on phones either. But if I'm spending $1200 or more I always spring for extended warranties. With the exception being if the OEM itself doesn't offer the warranty. I don't buy them from the store I purchase at. I don't trust retailer warranties as much as manufacturer warranties.