Tons to love about this phone but the Samsung Pay with Magnetic Strip Technology could be the most revolutionary thing. I have wanted to ditch my wallet for years but you can't use Google Wallet unless the vendor has NFC terminals and they aren't widely accepted. I can broaden my shopping to include more than Walgreens and McDonalds and that one out-of-the-way gas station when I leave home without my wallet at the end of next month.