Got an s23 ultra on contract on 25 august. I remember promising myself that I would be extremely careful with it as I had decided not to take insurance. Call me clumsy, because less than 5 hours after it arrived, I dropped it against a marble staircase. It had a clear case on it, the one that is sold by samsung. I inspected it and not even a scratch. Not sure about any internal damage but so far, no glitches, phone has been working fine. I have the option to take insurance which covers everything (damage, loss, theft) in the first 28 days after purchase. After that, it's too late. Is it wise for me to take insurance on this incident alone? Bearing in mind that insurance is an extra £15/$19 a month. Should I insure the phone or get a better case and tempered glass?