Free Phone Insurance

[mistyisland]

This little paper just fell out of my Wells Fargo statement. Basically, it says that if you pay your bill every month with a Wells Fargo credit card, you will get up to $600 of damage or theft protection. $25 deductible, two claims per 12 mo period. No "loss" insurance, however. You don't have to sign up for the auto deduct, but you do have to pay the bill on time. They do have some exclusions-read in the link. They also have a point system that gets you money or items. I have always paid off this card before it is due, so I have never paid any interest, and so far they have given me about $500 the last few years. I think they probably hate me. All but 9 states have Wells Fargo, but you could probably get a card over the phone.

The interest rate is high, though. Anyway, here is the info:

https://www.wellsfargo.com/downloads/pdf/jump/CPPGuideBenefits.pdf