I don't understand either why some people see it as a deal-breaker because "ip5 has the latest s/w and S3 doesn't"...it's a so-what point..you buy a phone with software pre-installed, and if you get updates, then yay. How many updates did we get on Motoral Startacs or Nokia 3550s? Out the box, the Android offers more flexibility than iOS, not to mention customizations, and won't even get into custom ROMs. It doesn't seem exactly fair to say that when iOS is playing catch-up and introducing "revolutionary" things that have already been on phones for a couple years now.
Noticed that Mastercard opened the Paypass UI, so the non-NFC iPhone 5 should really be criticized heavily now, as this should give NFC the push it needs in the marketplace, just in time for Christmas too...critics are already giving it fits because something as simple as NFC was left out, and now a key player has gotten behind the system and will obviously put NFC into play in bigger ways...I bet VISA won't be far behind.