Hey I'm jumping on this bandwagon & ready to order a 32GB 5X from Google, but it's confusing.
If I buy it while signing up for Fi, I get 150 off the price, instantly.
If I buy it & don't sign up for Fi up front, the price is 418 - but - after I activate Fi service (within 30 days, which I'll do) I'll get 150 credited back within 1-2 weeks.
To compound those options, I want insurance because I'm a klutz. But naturally there are 2 types of insurance: Fi insurance which is a monthly cost, or Nexus Protect which is a one-time cost of 69. I want to pay the one time fee, but it seems like I can only do that if I pay the 418 price up front for the phone. I'd rather buy the phone for less up front & not *hope* I get the 150 back, but I don't see anywhere that it says whether or not you can change the insurance option you've chosen.