Just thought I'd put up info as I figure it out... 
1. Create/Download your ringtones as you normally would (30 sec mp3's @ 22000/48/Mono/ with reduced bass are my pref)
2. Copy the ringtones to your new folder, do this by connecting your phone to your computer via USB.
(Ensure your "Connect to PC" setting is set to "Disk Drive")
Make folder on SD Card (See post below) and copy the ringtones files as desired
2. Edit the desired contact, scroll down and tap the "ringtone" option
3.Select the desired ringtone. (custom ringtones will now appear there, see below)
4.press the "OK" button and you're done.

1. Create/Download your ringtones as you normally would (30 sec mp3's @ 22000/48/Mono/ with reduced bass are my pref)
2. Copy the ringtones to your new folder, do this by connecting your phone to your computer via USB.
(Ensure your "Connect to PC" setting is set to "Disk Drive")
Make folder on SD Card (See post below) and copy the ringtones files as desired
2. Edit the desired contact, scroll down and tap the "ringtone" option
3.Select the desired ringtone. (custom ringtones will now appear there, see below)
4.press the "OK" button and you're done.
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