I do as well, mostly because my only options are Verizon or AT&T (I travel a ton). I've had a couple of horrible experiences with AT&T in both the cell service and internet departments and I've decided to no longer give them my business. I've essentially roped myself into Verizon or nothing so I mind as well take a subsidy. I do keep cash handy to break my contract if I need to.
I speak with my money.
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I used to have the same issues with AT&T but now that they have put up all these towers and got their **** together I get better and faster service with them then over Verizon. I hate Verizon all they do is play games and treat their customers like ****
Q10, HTC One, Nexus 7, Moto X