entitlement is one thing.. using it as an excuse to have zero thriftyness is another. you keep paying insurance companies.. ill spend my money on other things.
Its not being thrifty assuming that Verizon has any responsibility whatsoever to 'help you out' if you break your phone. If your phone breaks, I sincerely hope Verizon tells you to hit the bricks if you try and con them into giving you a new phone.
