OP, I cant answer for stock.... Everybody else, I never downloaded different keyboards until now with the S3. So from your reviews, I thought SwiftKey and Swype were the only REAL options. But as someone who isn't biased to any keyboard, I tried 'A.I. Type' cause someone mentioned it on another post (because it has that 5th row for numbers, like a full sized qwerty, and all my passwords have mixed numbers and letters).... Man, A.I.Type craps on the other keyboards as far as I'm concerned. Some people (I think even the person that originally recommended it) said the predictive typing is not as good as SwiftKey.... I don't know, so far they seem about even. Either way, I just wanted to put that extra option out there. I especially like that you can size the keyboard to your fitting, also like that you can hit the bottom button and it gives you full 'edit' functions like cut, copy, paste, undo, redo, home, end, select all, etc. Also like that that 5th row can be changed up for different things too, or removed completely... Also like all the configurations (skins) like Gingerbread, Iphone 4s and others. I'm just saying, don't get stuck on the SwiftKey hype!