New iPhone 6 Features

[Slashyou]

Touchwiz is on overlay not a phone

Posted via the Android Central App

Yea I knew that just a little error

 

[ab304945]

Paypass is owned by Mastercard. Instead of allowing every possible NFC terminal, it has to be Mastercard Paypass.

That locks the Merchant in if they wanted to use NFC payments for Android phone operators.

All the NFC terminals I see take Visa and master card

Posted via the Android Central App

 

[Farish]

All the NFC terminals I see take Visa and master card

Posted via the Android Central App

It has nothing to do with the credit card it has to do with the payment processing service. If the NFC terminal doesn't use Mastercard Paypass system, you can not use Google Wallet.

For example around me there are about 30 stores that use the Visa Paywave system instead of Mastercard Paypass.

ApplePay will work on that.

Now its possible in light of Applepay that Google Wallet will strike a deal with other companies.

Articles have stated that Applepay is being charged less merchant fees than other payment methods so that will open doors also.

If you tell a merchant you can pay 5 percent in fees for using Google Wallet vs 3 percent in fees in Apple pay, a lot of merchants will start accepting Applepay.

 

[ab304945]

It has nothing to do with the credit card it has to do with the payment processing service. If the NFC terminal doesn't use Mastercard Paypass system, you can not use Google Wallet.

For example around me there are about 30 stores that use the Visa Paywave system instead of Mastercard Paypass.

ApplePay will work on that.

Now its possible in light of Applepay that Google Wallet will strike a deal with other companies.

Articles have stated that Applepay is being charged less merchant fees than other payment methods so that will open doors also.

If you tell a merchant you can pay 5 percent in fees for using Google Wallet vs 3 percent in fees in Apple pay, a lot of merchants will start accepting Applepay.

Everyone i see uses both Mastercard and Visa.

Posted via the Android Central App

 

[IamMasterChat]

You would think so, but...

View attachment 136092

I am using HTC One. Are they on the same page?

 

[cpaight]

If the NFC terminal doesn't use Mastercard Paypass system, you can not use Google Wallet. For example around me there are about 30 stores that use the Visa Paywave system instead of Mastercard Paypass.

Per Google: You can use the Google Wallet CARD at millions of MasterCard® locations. If you’re using the Google Wallet app on an Android device, you can tap your phone to pay ANYWHERE contactless payments are accepted

Per Visa: Will I be able to use a single terminal in order to accept Visa payWave, MasterCard PayPass, and American ExpressPay? Yes, only one terminal will be required to accept such payment devices issued by Visa, MasterCard, and American Express.

 

[JeffDenver]

I am using HTC One. Are they on the same page?

Yeah, on just about everything.

 

[Farish]

Per Google: You can use the Google Wallet CARD at millions of MasterCard® locations. If you’re using the Google Wallet app on an Android device, you can tap your phone to pay ANYWHERE contactless payments are accepted

Per Visa: Will I be able to use a single terminal in order to accept Visa payWave, MasterCard PayPass, and American ExpressPay? Yes, only one terminal will be required to accept such payment devices issued by Visa, MasterCard, and American Express.

Maybe that has change because


Yesterday it was paypass locations only and here is a link. I have tried visa payWave and it hasn't work.


http://www.google.com/wallet//where-it-works.html

 

[IamMasterChat]

Yeah, on just about everything.

What do you mean?

 

[bembol]

View attachment 136092

This was posted on RFD (ceredon) and I thought I'd share it.



I get it both sides have gone back-and-forth copying each other, as they say in the NFL it's a copy cat league.

I love both, right now I just prefer the freedom & customization of what android brings but the statement (ends with STFU, LOL) on the bottom says it all, IMO.

 

[Haalcyon]

^ basically.

Sent from my LG G-PaD

 

[Lstream]

It has nothing to do with the credit card it has to do with the payment processing service. If the NFC terminal doesn't use Mastercard Paypass system, you can not use Google Wallet.

For example around me there are about 30 stores that use the Visa Paywave system instead of Mastercard Paypass.

ApplePay will work on that.

Now its possible in light of Applepay that Google Wallet will strike a deal with other companies.

Articles have stated that Applepay is being charged less merchant fees than other payment methods so that will open doors also.

If you tell a merchant you can pay 5 percent in fees for using Google Wallet vs 3 percent in fees in Apple pay, a lot of merchants will start accepting Applepay.

I think people need to look at the underlying business model with a payments system. Google and Apple have two entirely different objectives with payments. Apple makes money by selling hardware. They are rumoured to be getting 0.15% per transaction, but that revenue potential is trivial in the scheme of things. Apple has no motivation to track your purchases when you use Apple Pay. So they don't.

With Google, you are the product. They need to track and measure you for their business model to work. With Google Wallet, they watch what you buy and profit from it. So in the aftermath of a purchase they can target you with ads. That is the point of all these free Google services. Google is motivated to learn as much about you as possible, so they can sell that to their customers. That is where over 95% of their profits come from.

So I find all the discussion about who had NFC first, and other feature details to be kind of missing the point. People should be deciding based upon a bigger question. Do you want your technology supplier to track your purchase habits, or do you want to remain anonymous to them?

To me, the choice is easy. I don't want Google tracking and targeting me. I have no desire for them to be granted access to my purchases. I would never use Google Wallet for this reason. I also suspect that this is one of the reasons that Apple Pay has gotten so much early traction. I don't think that merchants and the current payment ecosystem participants are comfortable with Google possessing that information either.

I think that the business model choices that Apple has made will give them a long term differentiator over Android and Google, that go beyond basic features and functions that are always a game of leapfrog. Maybe Google will change their strategy and stop tracking purchases. But they cannot control the hardware suppliers and therefore end-to-end security. So to sum up, I think that Apple has created a long term "feature" advantage over Android with their payments system.

 

[JeffDenver]

View attachment 136092

Most of the things in that image are things that we've been able to do via widgets on Android for years. Just sayin.

I don't get why Apple people are allowed to say the app store is an asset for iOS, but Android people can't say widgets are an asset to Android. Smells like a double standard.

I am still waiting to hear from someone (anyone) on exactly how 64-bit is an asset on the current iPhone. What is it allowing iPhones to do that Android phones cannot also do? It's an empty spec. It is like saying Apple offers phones in the color blue. BFD.

The last part is especially hilarious to me, considering there is NO WAY Apple would have released large phones if it were not for Android. The iPhone 6 is a direct response to Samsung's amazing success with the Note. Something Steve Jobs predicted was impossible.

 

[JeffDenver]

View attachment 136092

Turns out that Nexus infographic was wrong anyway...apparently the iPhone does not have real NFC after all. Apple locking down a hardware feature?? I, for one, am shocked.

The NFC Chip In Your New iPhone Is Only Good For Apple Pay

You're not going to be able to use that NFC chip in your shiny new iPhone 6 or iPhone 6 Plus for anything other than Apple Pay. No tapping to pair your phone with NFC-enabled speakers, no NFC tags all over your house, no nothing. Sorry to burst your bubble.



The NFC Chip In Your New iPhone Is Only Good For Apple Pay — For Now

Can't wait to see what other locked-down surprises Apple has in store for it's users. The Nexus infographic gave Apple too much credit.

 

[Haalcyon]

Jeff, I think Apple and everyone else realizes the iPhone 6/6+ is a response to Android. But...so what? As far as Apple's NFC only working for ApplePay...so what too? How many people do we know who love and use NFC outside of payments? Tags? Can't see any Apple users wishing for that.

My point is Apple is chasing android now (and has been) on several fronts, but so what? Yes there are diehard Apple fans that are...ignorant (for lack of a nicer word) but ignorance is bliss. Let them be blissfully ignorant, they're not impacting us except that their pontifications are entertaining. I'm glad that they're slowly getting to benefit from features android users have been taking for granted for some time. Sure their iPhone 6 and 6+ is no S5 or Note 4 but they'll be happy anyways. One day Apple may even release another feature that we Android users don't already have, stranger things have happened.

 

[JeffDenver]

Jeff, I think Apple and everyone else realizes the iPhone 6/6+ is a response to Android.

I disagree. I am sure there are a minority who did not get the memo yet. I am donating my time, for free, to help educate them.

But...so what? As far as Apple's NFC only working for ApplePay...so what too?

So, it has not really caught up to Andoid. Just as with widgets, it's a crippled feature. The iPhone does not have real NFC...it has a single-use version of NFC. It's as if I told you your phone had wifi and painted it as this wonderful new feature, but then mentioned that it only works with one brand of router and only on certain days of the week. .

How many people do we know who love and use NFC outside of payments?

I use it with Superbeam all the time. It's awesome. Especially in areas without wifi access. In conjunction with the share menu it's incredibly useful IMO.

Tags? Can't see any Apple users wishing for that.

And here we go again with the "omg who even needs that" excuses. Just like we did with large displays. Just like we did with widgets. Just like we did with replaceable keyboards. It's never an important feature until Apple releases it.

Next year Apple will unveil the AMAZING iPhone 6S with uncrippled NFC, and these same users will be praising it as magical and revolutionary. It's like a cartoon.

My point is Apple is chasing android now (and has been) on several fronts, but so what?

So they are hypocrites. They trash Android and then crow about Android features being added to their platform. See my examples above about the keyboards and large displays.

 

[Haalcyon]

7Because many (not all, I have done no formal study) Apple users choose not to be technical because for some reason they think they're just supposed to use their technology and not "know" it inside and out. I am not defending iOS or her users at all but for some reason we Android users sometimes think it's important to "educate" Apple users. How many of the folks some think its important to educate frequent these Android forums? It's good that you're donating your time however fruitless the effort may appear to onlookers. When you're at iMore with these donations I hope they're at least appreciated. But we seem to spend way more time here in AC talking about Apple than folks in iMore seem to spend talking about Android.

I remember when I had more of a value for the iPhone and iOS myself but time spent with my latest batch of Androids has washed away any remnants of that. I just don't spend any of my time thinking of educating the blissfully often-incorrect Apple users who couldn't care less about the fact that they don't have all the same capabilities as many of us on the android side. ...I think it IS true...they don't care about NFC outside of payments. ...and true too, just because we android users have a feature that someone somewhere, at some point, uses doesn't make that feature largely important and every other platform should have it too or is somehow...deficient.

Just my unsolicited opinion. Again, I'm not defending Apple users, I just wonder WHY we often spend so much more time discussing Apple users them than they do discussing Android users. Does what they think really matter and, if so, why? They're following us android users, no matter what they have been told and that's okay IMO.

 

[JeffDenver]

Because many (not all, I have done no formal study) Apple users choose not to be technical because for some reason they think they're just supposed to use their technology and not "know" it inside and out.

So you are basically saying they really are sheep and just buy whatever is prettiest and flashiest. That they really are slaves to marketing.

The idea that Apple products are intuitive is a myth. I know this from years of trying to help friends on Apple devices use their devices. My BF is a perfect example of this...he was using a macbook when I met him and was frustrated with it because he could not figure out how to do stuff on it. He bought it (at a steep price) because an Apple friend told him it would be easy to use.

As far as actual functionality goes (what you can actually do with your phone), yes, you pay more and get less with iPhones.

I am not defending iOS or her users at all but for some reason we Android users sometimes think it's important to "educate" Apple users. How many of the folks some think its important to educate frequent these Android forums?

Heh "her".

I've met more than one (and thats just the ones I know about...who knows how many lurkers are on here). Occasionally you get arrogant Apple forum refugees on here. Because Apple forums are basically a giant echo chamber where everyone pats each other on the back, they are not used to hearing alternative viewpoints (if you express Apple criticism of any kind, you will be kicked eventually).

Anyone posting on these forums is interested in technology, and interested in seeing other people's opinions about it.

It's good that you're donating your time however fruitless the effort may appear to onlookers. When you're at iMore with these donations I hope they're at least appreciated.

Until they kick me off for criticizing Apple.

Don't take my word for it...go on MacRumors and try it. Try to criticize Apple in the most polite way you possibly can, and watch what happens. Be very very polite, but only post criticisms. It's pretty funny actually.

But we seem to spend way more time here in AC talking about Apple than folks in iMore seem to spend talking about Android.

Not really. Apple threads are actually pretty uncommon here. The only reason you see them a lot now is because of the iPhone release.

Just my unsolicited opinion. Again, I'm not defending Apple users, I just wonder WHY we often spend so much more time discussing Apple users them than they do discussing Android users. Does what they think really matter and, if so, why?

If they post something that is blatantly wrong, are we supposed to just ignore it? This is a forum after all. Discussing technology is the whole point of the forum.

 

[Haalcyon]

I apologize for veering off-topic. I agree with your points, by and large. I would have a hard time if an iPhone 6 user popped up here writing that her phone was superior to my Note and would educate them quickly as to why I disagree. There SHOULD be Apple lurkers here trying to find out about what they're missing out on. As nice as the 6/6+ are they could only be an addition to my android arsenal...never a replacement. I can't think of any feature they have that would make me leave my precious S5 and Note 3.

 

[GrooveRite]

I apologize for veering off-topic. I agree with your points, by and large. I would have a hard time if an iPhone 6 user popped up here writing that her phone was superior to my Note and would educate them quickly as to why I disagree. There SHOULD be Apple lurkers here trying to find out about what they're missing out on. As nice as the 6/6+ are they could only be an addition to my android arsenal...never a replacement. I can't think of any feature they have that would make me leave my precious S5 and Note 3.

I think most Apple enthusiasts would tell you that its the overall 'experience' and 'cohesiveness' of hardware and software that you'd be missing out on. That doesn't matter to me if I can't do the things that I like and want to do on my own device. Give me freedom of flexibility to do whatever I want on my device over a 'cohesive' and 'restrictive' experience any day! Just my humble opinion.