I probably would have gotten the 64gb because in the scheme of things $50 more is well worth it, however I didn't want the Ballistic Nylon. The BN display model's casing had a gap in it just below the screen and I think it was because of the BN. In addition I really like the black (non-ballistic) model a lot. That is what I got and I love it...it is also less slippery than the red model. I will say this however, photos take up about 5-6 mg's. I asked the Verizon rep about this before I bought it and he said they may use about 2.5 mg's... big difference if you keep a lot of photos on the phone. Nevertheless I think 32 gb's for many people will be plenty. I have loaded lots of apps on it already and I have taken several photos and videos and still have 20 gigs free. Nevertheless, if you are going to load a lot of photos, movies, etc. you may want the 64 gigs. I don't understand why they don't make the non-BN models with the 64 gig option...I am sure this will happen at a future time and date. Great phone either way you go...enjoy!