Thanks for the suggestion and I had thought about that but found out after the update my WhatsApp wasn't showing contact avatar and telephone number instead of names on top of the Null message and after mustangs suggestion I said Ta Heck With It!!, made sure my pics were backed up to SD and wiped the whole phone
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After a few hours of my life that I'll never get back restoring from backups from Samsung and Google gets me back to... 75%(??) and started re-setting up some things like Whatsapp, email accounts, re-disabled some AT&T bloatware I called it a night @ around 2am. Now I'll just have to slowly work on that remaining 25% during the week and then they'll always be those one or two settings that will pop up weeks later until hopefully close to 100% by new years. :'(
Not like when I restored my iPad Pro last week cause I closed some browser tabs of site I needed and forgot the URL... Erase, Set-up, Restore from cloud... 100% within the hour without any fear of any settings lost or passwords, etc.
But the Null pop up is gone and phone should be running at max performance after a factory erase.