Does The Phone Come WIth A Micro SD Card Installed Or Is That Something You Have To Buy?

Can someone give me some idea how many full 16MP photos and/or songs a 32 or 64 gig SD card can hold? Trying to decide how big an SD card to get.
 
It doesn't come with a micro SD card. The internal storages on Galaxys are often called with names like "sdcard0" though, so it might confuse some people.

Posted via GT-N7100 Note II

I have a 32gb that I bought for my Droid 4. I would go up to a 128 when I can afford it. I like having the space. I also put TV shows or movies on my card to watch at lunch. I also have music and other items on there.

I like using the basic "My Files" app. I can find my videos to watch easily.
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