Got it this morning.
All seems well.
Need to figure out how and what to move to sd card asap per the phone.
Gotta play with it some to know more.
Ok, an update, ran a little choppy for a while and needed to reeboot a few times then everything ran fine, no problems with sd card media, pics etc. all working well, It cleared my buddies screen so I had to again tap to add buddies but that is a painless process and only took a minute max. All in all runs smoother, I like it all except for the ugly messaging icon, wish I could get the old green one back.
Wife missed the update I guess...lucky me!!!