I don't any more - I no longer have a Note of any kind (but I went through the Note, the Note 2 and the Note 3 - I needed a large screen because I was developing cataracts).
When I was "Note-bound", I used the S-Pen for just about everything. I have wide fingertips and even with a large screen, typing with a finger meant a lot of errors. Even tapping an icon meant that I missed sometimes. I no longer have a Note, but I do have a stylus - I'm still more comfortable typing with a stylus than with a fat finger. I also use a stylus for all the above-mentioned reasons - editing pictures, signing (I have a signature app), etc.
jsigmo, you might find
SwiftKey Keyboard handy - it has arrow keys, so just get into the area, then use the arrows to get exactly where you want. (It's also a nice keyboard for other reasons - and it's free, so try it.)