Whenever possible, always check out the device in person. I was playing around with the camera of the S20 at a local Best Buy store. The Samsung sales rep told me the camera has a 100X zoom. I asked her if that meant 100X optical, which I doubt, or digital zoom, or a combination of both. She didn't know the answer. So many of those Samsung reps working at the Samsung booth of a Best Buy store are usually clueless cuz they just "graduated" from Samsung training school. I usually know way more than any of those revolving Samsung reps. I say revolving cuz they don't last long, at least from what I can tell. Sure enough, the S20 does have a 100X zoom. But I noticed very quickly that once you get past 30x zoom (optical or digital?), the image quality degrades rapidly as you get anywhere near 100X. At the full 100X max zoom, the image is so pixelated and blurry on the screen that it's laughable...downright un-usable. So sure, the phone has 100X zoom and a gazillion megapixels. But the image is un-usable at full magnification. Don't even attempt to make even a small 4x6" print from it. This is why real photographers have real cameras, not cell phone cameras. Disclaimer: I am a "real" photographer, LOL!