Jessicalt1
Lover of all things Andi
- May 17, 2010
- 401
- 47
- 0
And then what? You would be sued for fraud by Best buy, because it wasn't a stolen card, and you were the one that purchased it. Your credit card company would also refuse to intervene.
EVERY single retailer has a policy like this. Its why your receipts always say 'we can deny your return or exchange for any reason' or some such thing as that. In some cases, managers can manually authorize it, but in most they have no pull whatsoever. At the store I'm a manager, if a return gets denied, we have no recourse or way to override it. Unfortunately, these policies are actually necessary. Companies save tens of millions of dollars every year that would have been lost due to fraudulent or too frequent returns. My region of my company alone saves over $10 million per QUARTER through returns management.
There is a difference between fraud and a dispute. I have worked in both areas of a major bank. They have a dispute department specifically for this reason. They can put their return policy where every they want and as a consumer, it's your responsibility to read that, but as far as chargebacks go... if it's not printed within 1/4 inch of your signature, it's not properly disclosed and gives the issuing bank (consumer's credit card company) chargeback rights. There is a reason code specifically for returned merchandise that doesn't address anything other than they wanted to return and the merchant refused to do so, accepted the return, or did not refund their money in a timely fashion. THIS IS NOT FRAUD. It's supported by Visa, Mastercard, and federal regulations E and Z.
Last edited:
