You best be damn sure you wanna keep swapping phones every 12 months tho, nothing wrong with being on an indefinite lease (basically) if that's what you want... The people that pay off their phone and sell it two years later do come out ahead tho, at least if they bought a phone that's worth a damn 1.5-2 years in.
Then there's the matter of insurance, seems like a must if you're leasing otherwise you end up having to pay off a broken phone in case of accident...
I don’t know. I pay $400 and have the option to upgrade in a year, or pay $800 and then can try to sell it after two years. I don’t have to trade in after a year if I don’t want, that is just when I have the option. Insurance is interesting, but what would be the difference than having a plan vs 1 year or 2 years?
Maybe I am looking at this the wrong way?