There's an issue with the V build where those that received it then were not updated to a January J build. However, there's a February K build which seems that even folks with the V build are getting it. So, I would wait a week or two longer to see if you get it. If not, then sideload.
I was in the same boat as you but I lost patience and sideloaded the J build. I'm pretty tech savvy but no one should have to sideload builds in order to get their updates. Can you imagine if Apple required that.