I wish I had found this thread before I bought my 5x, because this problem is so annoying I'm seriously considering returning the phone in the few days I have left under Amazon's return policy. I don't think it should be up to me to contact my bank to ask them to fix this...it's a pretty small local bank...I'll try. I also don't like that there is no manual available for the Nexus 5x....and I think maybe I just don't like this phone. I've had trouble answering calls...by the time I can get to the phone screen the caller has given up...and the fingerprint scanner works well about 75% of the time.
I'm seriously thinking of trying the Moto X or even going backwards to an LG G3. I miss having a removable battery, as I always carried a spare battery for my old phones.
Any advice would be appreciated.