edgefever
Well-known member
- Oct 18, 2011
- 644
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where will you be able to buy a Nexus for $190?Don't do it. In the long run you pay more for insurance than it would cost to simply buy a replacement phone on ebay if you rarely damage your phones. Over a 20month contract Verizon charges something like $7/month so $140 there. On top of that the deductible is $50 if you should use the insurance. So you'll spend $190 to get an equivalent replacement phone when you can probably buy that equivalent phone on ebay for less. If you don't break phones often then don't get the insurance.
The only caveat to this is if you are a fruit phone owner. The apple store has an insurance policy where you pay $50 bucks 1 time and you can get 2 replacements. That sounds like an inexpensive insurance policy that I would take advantage of it I wasn't opposed to apple products.